HRL Investor LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
Personal Information
We collect personal information that you voluntarily provide when you:
- Submit a funding application or inquiry
- Register for an account or create a profile
- Contact us via email, phone, or contact form
- Subscribe to newsletters or marketing communications
This information may include:
- Name, email address, and phone number
- Business name, address, and tax identification number
- Financial information (bank statements, revenue data, credit reports)
- Any other information you choose to provide
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:
- IP address, browser type, and operating system
- Pages viewed, time spent on pages, and navigation paths
- Referring website and exit pages
- Cookies and similar tracking technologies
2. How We Use Your Information
We use the information we collect for the following purposes:
- Processing Applications: To evaluate, underwrite, and process your funding application
- Communication: To respond to inquiries, provide customer support, and send account updates
- Marketing: To send promotional materials, newsletters, and offers (with your consent)
- Compliance: To comply with legal obligations, verify identity, and prevent fraud
- Improvement: To analyze website usage and improve our services
3. SMS & Text Message Communications
By opting in to receive SMS messages from HRL Investor LLC, you consent to receive recurring marketing and promotional text messages sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details.
Opt-Out Instructions: Reply STOP to any message to opt out at any time. You will receive a confirmation message confirming your opt-out.
Help Instructions: Reply HELP for assistance or contact us at harley@thehrlinvestor.com.
Consent is NOT a Condition of Purchase: You are not required to consent to receive promotional text messages as a condition of purchasing any goods or services from HRL Investor LLC.
4. Information Sharing and Disclosure
We do not sell, rent, or trade your personal information. We may share your information in the following circumstances:
Service Providers
We may share information with third-party vendors who perform services on our behalf, such as:
- Payment processors and banking partners
- Credit bureaus and underwriting services
- Marketing and analytics providers
- IT and security service providers
Legal Requirements
We may disclose your information if required by law, court order, or government request, or to protect our rights, property, or safety.
Business Transfers
If we merge with, are acquired by, or sell assets to another company, your information may be transferred as part of that transaction.
Mobile Opt-In Data Exclusion: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
5. Data Security
We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. These measures include:
- Encryption of sensitive data in transit and at rest
- Secure servers and firewalls
- Regular security audits and vulnerability assessments
- Access controls and employee training on data protection
However, no method of transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
6. Your Privacy Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request correction of inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Opt-Out: Unsubscribe from marketing emails or SMS messages at any time
- Data Portability: Request a copy of your data in a portable format
To exercise these rights, contact us at harley@thehrlinvestor.com.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookies through your browser settings, but disabling cookies may limit website functionality.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.
9. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Effective Date." We encourage you to review this policy periodically to stay informed about how we protect your information.
11. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
HRL Investor LLC
2121 Fourth Ave 1st Floor
Watervliet, NY 12189
Email: harley@thehrlinvestor.com